Opportunities Start with Options
Working Capital Today
Get an unsecured working capital loan as soon as TODAY
Working Capital Loans
If you require short-term funding to cover your daily business expenses, a working capital loan from Cash Today may be the perfect solution for you. Typically, a working capital loan has a shorter repayment period, which makes it an excellent option for your immediate cash needs, such as:
- Covering unexpected expenses
- Purchasing inventory
- Expansion
- Paying bills/payroll
- Day-to-day business expenses
Our requirements are minimal, so you can get a loan amount ranging from $10,000 to $5 million without any collateral required. All you need is to have a minimum of six months in business, a credit score of 500 or higher, and at least $200,000 in annual revenue. We provide great rates compared to traditional banks, as well as flexible repayment terms that range from 6 to 60 months.
Get a Funding Quote
Business Line of Credit
A business line of credit is a flexible loan that works similarly to a credit card. Once you are approved for a specific amount, you can draw on that line of credit as needed, paying interest only on the amount you borrowed. Unlike traditional bank loans, where funds are paid in a lump sum and repaid with interest, a business line of credit is renewable.
Offering some of the most competitive rates in the industry, Cash Today offers business lines of credit from $10,000 up to $250,000 with no collateral required. You only pay for what you use, plus interest, and your credit line refreshes when you make payments.
Requirements
Our requirements for working capital loans are easy to meet. You only need one year in business, three months of business bank statements, a credit score of 630, and $400K in annual revenue. We want to make it easy for your business to succeed.
Cash Today for the Future of Your Business
Our goal is to provide small businesses across the U.S. with fast, affordable funding in a simple, easy and accessible way. We have helped thousands of small businesses, and we can do the same for you. We understand that obtaining bank loans is becoming increasingly difficult and that’s why we take pride in being present throughout the process, ensuring complete transparency. Our exceptional customer service sets us apart from traditional lenders. We have experts in nearly every industry, and we’re ready to customize a loan that works best for your needs. Discover why more and more small businesses are choosing Cash Today for their personalized financing solutions.